You can buy Horse Insurance or obtain an instant quote here. Alternatively you can speak with a member of our friendly team over the phone by calling our Horse Team on 1300 300 715.

Veterinary Certificates will be required annually in the following instances:

• the sum insured is more than $25,000
• the horse is intended for polo / polocrosse / endurance
• you nominate 'loss of use' cover
• the horse is aged more than 12 years
• you require cover for foals under six months of age.

Conditions for Restricted Loss of Use Examinations

Up to $25,000 sum insured:

• Inception & Renewal Requirements: Veterinary Certificate including Flexion and Hoof Tests of all four limbs.

$25,001 to $100,000 sum insured:

• Inception Requirements: Veterinary Certificate and X-Rays (see page 4 of the Veterinary Certificate for required views).
• Renewal Requirements: Veterinary Certificate including Flexion and Hoof test of all four limbs.

If lapse in cover (exceeding 2 weeks) then revert to Inception Requirements to reinstate policy.

From 24 hours up to and including 20 years of age. A sum insured limit of $5,000 applies to horses aged 16-20 years of age.

We would consider many variables in establishing your horses 'Current Market Value', for example purchase price, breeding, and competition results.

Yes, each individual shareholder can insure each share separately.

Yes, this would fall under the Public Liability section if you chose to include this cover.

Yes, you can insure your riding equipment up to the value of $20,000.

Yes, we can provide a quotation and application form to organise monthly repayments via Hunter Premium Funding.

If your horse is ill or injured you should contact your Veterinarian to seek immediate treatment for your horse. You then need to give notice to us as soon as possible. Further information is available in the Claims section of the website.

If you face the unfortunate circumstance that your horse is found deceased, please notify us immediately. A post-mortem report will be required to confirm the cause of death. We are here to support you so if you have any concerns please contact us.

You will need to complete a Claim Form and return any required documentation for our claims assessor to determine the outcome of your claim.

We offer a policy extension for Life Saving Surgery and Snake Bite to cover reasonable veterinary fees for general anaesthetic surgical procedures performed to save the life your horse up to the annual limit of $5,000 with a $500 excess per claim ($2,000 sub limit applies for veterinary treatment as a result of a diagnosed snake bite).

Yes, you can insure a horse you are leasing and are responsible for. We recommend that the owner takes out the policy and notes the lessee to ensure cover is in place throughout the period of the lease.

Yes, you can have multiple horses included on one policy and make changes throughout the year if you buy another horse(s) or sell a horse(s).

We can provide cover for your horse whilst overseas and a Quarantine & Transit extension if you decide to import your horse to Australia.

We can still provide horse insurance options for your horse if over the value of $100,000. These risks are written directly with our London Underwriter and policy terms and conditions will be provided to you for review.

We also specialise in Livestock insurance to cover any other animals you may have including alpacas, working or show dogs or bulls.

No cover is provided for any claim directly or indirectly arising out of coronavirus disease (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), or any mutation or variation thereof.